When airline miles and hotel points expire

Points you move from a card into an airline or hotel programme follow that programme’s expiry rules, not the bank’s. Check them before you transfer.

Airlines

• Air India Maharaja Club: Valid for 24 months plus the month of travel; a qualifying flight within that period extends all points by 24 months
• IndiGo BluChip: BluChips are valid for 24 months from the date they are earned

Hotels

• Marriott Bonvoy: All points are forfeited after 24 consecutive months without qualifying activity (earning, redeeming, buying or converting points). Gifting or receiving points doesn't count
• IHG One Rewards: Club members' points expire after 12 months without earning or redeeming. Elite members' points don't expire while elite status is held
• ALL - Accor Live Limitless: Reward points are valid for 365 days, and each new earning extends all points by another 365 days

How to keep points alive

Most programmes reset the clock when you earn or redeem. A small purchase or a partner transaction is often enough, but check what counts as activity; Marriott, for example, doesn’t count gifting points.

Transfer only when you’re ready to book

Card-to-airline transfers usually can’t be reversed. Moving points early only starts the programme’s expiry clock sooner.