Annual fee
Annual fee
₹1,499 + GSTJoining and renewal fee
SourceTata Neu Infinity HDFC Bank Credit Card FAQ (7 Jan 2026)PDF (opens in a new tab)
, FAQ: membership and renewal fee
Checked28 Oct 2026
HistoryNo changes since we started tracking this figure.
Renewal fee waived on spends of ₹3 lakh in the previous card year
Rewards
5% back as NeuCoins
NeuCoins (1 NeuCoin = ₹1 on Tata Neu)
Lounges
None
No airport lounge access
Best for
Tata brands and UPI spends with a RuPay credit card
Co-branded with Tata Neu
Tap or click any underlined figure to see its source, check date and history.
Earning
Rewards come as NeuCoins. 1 NeuCoin is worth ₹1 on Tata Neu.
| Spend | Rate | Cap |
|---|---|---|
| Tata Neu and partner Tata brands (non-EMI) | Tata Neu and partner Tata brands (non-EMI) earn rate 5% back as NeuCoins SourceTata Neu Infinity HDFC Bank Credit Card FAQ (7 Jan 2026)PDF (opens in a new tab) , FAQ: how do I earn NeuCoins Checked28 Oct 2026 HistoryNo changes since we started tracking this figure. | No cap |
| Non-Tata brands | Non-Tata brands earn rate 1.5% back as NeuCoins SourceTata Neu Infinity HDFC Bank Credit Card FAQ (7 Jan 2026)PDF (opens in a new tab) , FAQ: how do I earn NeuCoins Checked28 Oct 2026 HistoryNo changes since we started tracking this figure. | No cap |
| UPI payments with the RuPay card | UPI payments with the RuPay card earn rate 0.5% back as NeuCoins (1.5% using a Tata Neu UPI ID) SourceTata Neu Infinity HDFC Bank Credit Card FAQ (7 Jan 2026)PDF (opens in a new tab) , FAQ: how do I earn NeuCoins Checked28 Oct 2026 HistoryNo changes since we started tracking this figure. | UPI payments with the RuPay card monthly cap 500 points a monthNeuCoins on UPI payments SourceTata Neu Infinity HDFC Bank Credit Card FAQ (7 Jan 2026)PDF (opens in a new tab) , FAQ: how do I earn NeuCoins Checked28 Oct 2026 HistoryNo changes since we started tracking this figure. |
Earns nothing on: Spends that earn nothing Fuel, wallet loads, cash advances, bill payments, government transactions and education payments through third-party apps SourceTata Neu Infinity HDFC Bank Credit Card FAQ (7 Jan 2026)PDF (opens in a new tab) Checked17 Sep 2026 HistoryNo changes since we started tracking this figure.
Fees and charges
Joining feeNot available
Annual fee
Annual fee
₹1,499 + GSTJoining and renewal fee
SourceTata Neu Infinity HDFC Bank Credit Card FAQ (7 Jan 2026)PDF (opens in a new tab)
, FAQ: membership and renewal fee
Checked28 Oct 2026
HistoryNo changes since we started tracking this figure.
Joining and renewal fee
Welcome benefitNot available
Foreign currency markup
Foreign currency markup
2%On transactions made outside India
SourceTata Neu Infinity HDFC Bank Credit Card FAQ (7 Jan 2026)PDF (opens in a new tab)
, FAQ: FCY mark-up fee
Checked28 Oct 2026
HistoryNo changes since we started tracking this figure.
On transactions made outside India
Interest
Interest
3.75% a month
SourceHDFC Bank credit cards MITC (updated 31 Oct 2026)PDF (opens in a new tab)
, page 10
Checked2 Nov 2026
HistoryNo changes since we started tracking this figure.
Late payment fee
Late payment fee
Nil up to ₹100 due, then ₹100, ₹500, ₹600, ₹750, ₹900, ₹1,100 and ₹1,300 as the amount due rises above ₹50,000 (GST extra)
SourceHDFC Bank credit cards MITC (updated 31 Oct 2026)PDF (opens in a new tab)
, Charges in case of default, late payment table, page 13
Checked4 Nov 2026
HistoryNo changes since we started tracking this figure.
Cash withdrawal fee
Cash withdrawal fee
2.5% of the amount withdrawn or ₹500, whichever is higher
SourceHDFC Bank credit cards MITC (updated 31 Oct 2026)PDF (opens in a new tab)
, page 7
Checked2 Nov 2026
HistoryNo changes since we started tracking this figure.
Fuel surcharge waiverNot available
Fee on rent payments
Fee on rent payments
1% of the rent paid, capped at ₹4,999 per transaction
SourceHDFC Bank credit cards MITC (updated 31 Oct 2026)PDF (opens in a new tab)
, page 9
Checked2 Nov 2026
HistoryNo changes since we started tracking this figure.
Fee on utility paymentsNot available
Fee on wallet loads
Fee on wallet loads
1% on wallet loads above ₹10,000 in a calendar month (except PayZapp), capped at ₹4,999 a month
SourceHDFC Bank credit cards MITC (updated 31 Oct 2026)PDF (opens in a new tab)
, page 10
Checked2 Nov 2026
HistoryNo changes since we started tracking this figure.
Fee on education payments via appsNot available
Every credit card side by side: annual fees, waivers and markup
Eligibility
As published by the bank. Banks may ask for more.
Income neededNot available
AgeNot available
Other conditionsNot available
History
Every change recorded for this page since we started tracking it.
No changes recorded yet.
Sources
The documents behind every figure on this page.
- HDFC Bank credit cards MITC (updated 31 Oct 2026)PDF (opens in a new tab) Checked 4 Nov 2026
- Tata Neu Infinity HDFC Bank Credit Card FAQ (7 Jan 2026)PDF (opens in a new tab) Checked 28 Oct 2026
Spotted something out of date?Tell us which figure changed and where you saw it.
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