Card & Reward

Credit cards

Indian credit cards compared on fees, rewards and lounges, with every figure sourced and dated.

All 27 cards

Axis Bank AtlasCredit card Annual fee₹5,000 + GST LoungesDomestic + international lounges Best forEarning EDGE Miles on flights and hotels Flipkart Axis Bank Credit CardCredit card Annual fee₹500 + GST LoungesNo lounge access Best forCashback on Flipkart, Myntra and Cleartrip IndianOil Axis Bank Credit CardCredit card Annual fee₹500 + GST LoungesNo lounge access Best forEDGE REWARD Points on fuel at IndianOil outlets Axis Bank MY Zone Credit CardCredit card Annual fee₹500 + GST LoungesDomestic lounges Best forEDGE REWARD Points and movie offers on a low annual fee Axis Bank Neo Credit CardCredit card Annual fee₹250 + GST LoungesNo lounge access Best forFood delivery, grocery and bill payment discounts on a low annual fee IndianOil HDFC Bank Credit CardCredit card Annual fee₹500 + GST LoungesNo lounge access Best forFuel at IndianOil outlets, groceries and bill payments HDFC Bank MillenniaCredit card Annual fee₹1,000 + GST LoungesNo lounge access Best forCashback on popular shopping and food apps HDFC Bank MoneyBack+ Credit CardCredit card Annual fee₹500 + GST LoungesNo lounge access Best forCashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore and Swiggy Tata Neu Infinity HDFC BankCredit card · RuPay, Visa Annual fee₹1,499 + GST LoungesNo lounge access Best forTata brands and UPI spends with a RuPay credit card HDFC Bank Regalia GoldCredit card Annual fee₹2,500 LoungesDomestic + international lounges Best forTravel and lounge access on everyday spends Swiggy HDFC Bank Credit CardCredit card · Mastercard Annual fee₹500 + GST LoungesNo lounge access Best forCashback on Swiggy orders and online shopping HDFC Bank UPI RuPay Credit CardCredit card · RuPay Annual fee₹99 + GST LoungesNo lounge access Best forCredit card payments over UPI on a low annual fee Amazon Pay ICICI BankCredit card Annual feeLifetime free LoungesNo lounge access Best forAmazon shopping with no annual fee ICICI Bank Coral Credit CardCredit card Annual fee₹500 + GST LoungesDomestic lounges Best forEveryday spending on a low annual fee ICICI Bank HPCL Super Saver Credit CardCredit card Annual fee₹500 + GST LoungesDomestic lounges Best forFuel at HPCL pumps and daily essentials ICICI Bank Platinum Chip Credit CardCredit card Annual feeNil LoungesNo lounge access Best forA first credit card with no joining or annual fee ICICI Bank Rubyx Credit CardCredit card Annual fee₹2,000 + GST LoungesDomestic lounges Best forHigher points on international spends, with domestic lounge visits Kotak Dream Different Credit CardCredit card Annual feeNil LoungesNo lounge access Best forA credit card backed by a Kotak fixed deposit, with cashback that includes UPI spends IndianOil Kotak Credit CardCredit card Annual fee₹449 + GST LoungesNo lounge access Best forReward points on fuel at IndianOil pumps, groceries and dining Kotak League Platinum Credit CardCredit card Annual fee₹499 + GST LoungesNo lounge access Best forReward points on everyday spends for a low annual fee PVR INOX Kotak Credit CardCredit card Annual fee₹499 + GST LoungesNo lounge access Best forFree PVR INOX movie tickets from monthly card spends BPCL SBI CardCredit card · Visa, RuPay Annual fee₹499 + GST LoungesNo lounge access Best forFuel spends at BPCL petrol pumps CASHBACK SBI CardCredit card Annual fee₹999 + GST LoungesNo lounge access Best forFlat cashback on online spends Eternal SBI CardCredit card · Mastercard, RuPay Annual fee₹499 + GST LoungesNo lounge access Best forSpends on Zomato, Blinkit and District IRCTC SBI Card PremierCredit card · Visa, RuPay Annual fee₹1,499 + GST LoungesNo lounge access Best forAC train tickets booked on IRCTC SimplyCLICK SBI CardCredit card Annual fee₹499 + GST LoungesNo lounge access Best forOnline shopping on a low annual fee SimplySAVE SBI CardCredit card · Visa, Mastercard, RuPay Annual fee₹499 + GST LoungesNo lounge access Best forReward Points on dining, movies and grocery spends