Card and reward changes in 2026
Changes to Indian card rewards, fees, lounges and loyalty programmes recorded in 2026, by month.
November 2026
- 1 Nov 2026CutThe buy-one-get-one District movie offer needs ₹25,000 of spends in the previous 3 months (waived for the month of issue and the next 3 months on a new card)Revision of MYZONE Credit Card Terms and Conditions (effective 28 Aug 2026 and 1 Nov 2026)PDF (opens in a new tab)
October 2026
- 1 Oct 2026Lounge ruleUPI payments, wallet reloads, credit card bill payments and cash withdrawals stop counting towards the lounge spend conditionAxis Bank Burgundy Debit Card revised terms (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Oct 2026Lounge ruleUPI payments, wallet reloads, credit card bill payments and cash withdrawals stop counting towards the lounge spend conditionRevision of Axis Bank LIBERTY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Oct 2026Lounge ruleUPI payments, wallet reloads, credit card bill payments and cash withdrawals stop counting towards the lounge spend conditionRevision of Axis Bank PRIORITY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
September 2026
- 30 Sep 2026DiscontinuedHDFC Bank says this card is being phased out. Cards are moved in phases, with at least 30 days' notice, to the lifetime-free Swiggy Ornge HDFC Bank Credit Card unless the holder picks another variantSwiggy HDFC Bank Credit Card: Card Migration - Frequently Asked Questions (30 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026CutEDGE REWARD points and the birthday 2x offer discontinued on Burgundy debit cardsAxis Bank Burgundy Debit Card revised terms (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026CutInsurance covers now need a card transaction within 30 days before the claim event (was 90 days)Axis Bank Burgundy Debit Card revised terms (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026Lounge ruleLounge access needs ₹10,000 of spends over the previous 3 calendar monthsAxis Bank Burgundy Debit Card revised terms (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026CutEDGE REWARD points discontinued on Liberty debit cardsRevision of Axis Bank LIBERTY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026CutInsurance covers now need a card transaction within 30 days before the claim event (was 90 days)Revision of Axis Bank LIBERTY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026Lounge ruleLounge access needs ₹10,000 of spends over the previous 3 calendar monthsRevision of Axis Bank LIBERTY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026CutEDGE REWARD points and the 1,000-point activation offer discontinued on Priority debit cardsRevision of Axis Bank PRIORITY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026CutInsurance covers now need a card transaction within 30 days before the claim event (was 90 days)Revision of Axis Bank PRIORITY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026Lounge ruleLounge access needs ₹10,000 of spends over the previous 3 calendar monthsRevision of Axis Bank PRIORITY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026FeeJoining fee of ₹424 with no waiver; a ₹170 fee applies if the card is cancelled within 90 days of issueKey Fact Statement – Dream Different Credit Card (KFSDD04062026)PDF (opens in a new tab)
- 1 Sep 2026ImprovedCashback programme starts from billing cycles beginning in September 2026811 Dream Different Credit Card T&C (Cashback Program) (opens in a new tab)
August 2026
- 28 Aug 2026FeeFee on international payments in rupees raised from 1.5% to 3.5%; late fee for dues above ₹50,000 set at ₹1,300Revision of MYZONE Credit Card Terms and Conditions (effective 28 Aug 2026 and 1 Nov 2026)PDF (opens in a new tab)
- 11 Aug 2026ImprovedNo fee to create a Family PoolAir India Maharaja Club terms and conditions (opens in a new tab)
July 2026
- 1 Jul 2026Lounge ruleDomestic lounge access set at 3 visits a quarter, only after ₹60,000 of spends in the preceding quarterHDFC Bank Regalia Gold product feature change notice (2026)PDF (opens in a new tab)
May 2026
- 15 May 2026CutReward rate revised to 5 Reward Points per ₹200 on eligible spends; 1.75% fee introduced on international transactions in rupees; Boarding Edge travel benefits addedHDFC Bank Regalia Gold product feature change notice (2026)PDF (opens in a new tab)
- 1 May 2026FeeAnnual fee waiver Renewal fee waived on annual spends of ₹50,000 or more in the preceding year→Renewal fee waived on annual spends of ₹1 lakh or more in the preceding yearBPCL SBI Card product page (opens in a new tab)
- 1 May 2026FeeAnnual spend needed to waive the renewal fee rises from ₹50,000 to ₹1 lakhBPCL SBI Card product page (opens in a new tab)
- 1 May 2026FeeAnnual fee rises from ₹200 to ₹300 + taxesHDFC Bank Debit Cards Key Fact Sheet (as on 4 Apr 2026)PDF (opens in a new tab)
April 2026
- 21 Apr 2026CutSwiggy app orders must be ₹249 or more to earn the 10% cashbackTerms and Conditions - Swiggy HDFC Bank Credit Card (18 Sep 2026)PDF (opens in a new tab)
- 20 Apr 2026Lounge ruleLounge access moves to vouchers: 2 domestic visits a year (one each half-year) after ₹20,000 of spends in the half-year, replacing 1 domestic and 1 international visit a year by card swipeAirport Lounge Access on RuPay Debit Cards (HDFC Bank) (opens in a new tab)
- 1 Apr 2026NewSonyLIV renewal on ₹1.5 lakh of annual spends replaced by 1,000 EDGE REWARD Points on the same spendsRevision of MYZONE Credit Card Terms and Conditions (effective 1 Apr 2026)PDF (opens in a new tab)
- 1 Apr 2026CutReward Points programme and spend milestone offer discontinued; points earned up to 31 Mar 2026 could be redeemed until 30 Sep 2026Kotak Mahindra Bank credit cards: Most Important Terms and Conditions and Cardholder Agreement (English)PDF (opens in a new tab)
January 2026
- 10 Jan 2026Lounge ruleComplimentary lounge access now needs ₹10,000 of spends in a calendar quarter, with access by voucherHDFC Bank Millennia Debit Card page (opens in a new tab)