Card & Reward

Card and reward changes in 2025

Changes to Indian card rewards, fees, lounges and loyalty programmes recorded in 2025, by month.

July 2025

  1. 26 Jul 2025Cut
    IRCTC SBI Card Premier
    Complimentary air accident cover (₹50 lakh) and rail accident cover (₹10 lakh) discontinued
    IRCTC SBI Card Premier terms bookletPDF (opens in a new tab)
  2. 1 Jul 2025New
    HDFC Bank
    HDFC Bank credit cards: 1% fee applies on wallet loads above ₹10,000 in a calendar month (fee capped at ₹4,999 a month), except PayZapp
    HDFC Bank credit cards MITC (updated 31 Oct 2026)PDF (opens in a new tab)

June 2025

  1. 20 Jun 2025Lounge rule
    Flipkart Axis Bank Credit Card
    Complimentary domestic airport lounge access discontinued
    Revision of FLIPKART AXIS BANK Credit Card Terms and Conditions (effective 20 Jun 2025)PDF (opens in a new tab)
  2. 20 Jun 2025Improved
    Flipkart Axis Bank Credit Card
    Myntra cashback raised from 1% to 7.5%, capped at ₹4,000 a statement quarter
    Revision of FLIPKART AXIS BANK Credit Card Terms and Conditions (effective 20 Jun 2025)PDF (opens in a new tab)
  3. 20 Jun 2025Cut
    Flipkart Axis Bank Credit Card
    Flipkart and Cleartrip 5% cashback each capped at ₹4,000 a statement quarter; welcome Flipkart voucher cut from ₹500 to ₹250
    Revision of FLIPKART AXIS BANK Credit Card Terms and Conditions (effective 20 Jun 2025)PDF (opens in a new tab)