Changes to Indian card rewards
Reward cuts, fee changes, lounge rule changes and new cards in India, each dated and linked to its source.
Taking effect soon
- 1 Dec 2026Fee ComingSBI Card credit cards: 1% fee on transportation transactions above ₹30,000, and 1% fee on all fuel spends in a billing cycle when they total more than ₹50,000SBI Cards - Most Important Terms & Conditions (correct as on 23 October 2026)PDF (opens in a new tab)
Last 90 days
November 2026
- 1 Nov 2026CutThe buy-one-get-one District movie offer needs ₹25,000 of spends in the previous 3 months (waived for the month of issue and the next 3 months on a new card)Revision of MYZONE Credit Card Terms and Conditions (effective 28 Aug 2026 and 1 Nov 2026)PDF (opens in a new tab)
October 2026
- 1 Oct 2026Lounge ruleUPI payments, wallet reloads, credit card bill payments and cash withdrawals stop counting towards the lounge spend conditionAxis Bank Burgundy Debit Card revised terms (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Oct 2026Lounge ruleUPI payments, wallet reloads, credit card bill payments and cash withdrawals stop counting towards the lounge spend conditionRevision of Axis Bank LIBERTY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Oct 2026Lounge ruleUPI payments, wallet reloads, credit card bill payments and cash withdrawals stop counting towards the lounge spend conditionRevision of Axis Bank PRIORITY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
September 2026
- 30 Sep 2026DiscontinuedHDFC Bank says this card is being phased out. Cards are moved in phases, with at least 30 days' notice, to the lifetime-free Swiggy Ornge HDFC Bank Credit Card unless the holder picks another variantSwiggy HDFC Bank Credit Card: Card Migration - Frequently Asked Questions (30 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026CutEDGE REWARD points and the birthday 2x offer discontinued on Burgundy debit cardsAxis Bank Burgundy Debit Card revised terms (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026CutInsurance covers now need a card transaction within 30 days before the claim event (was 90 days)Axis Bank Burgundy Debit Card revised terms (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026Lounge ruleLounge access needs ₹10,000 of spends over the previous 3 calendar monthsAxis Bank Burgundy Debit Card revised terms (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026CutEDGE REWARD points discontinued on Liberty debit cardsRevision of Axis Bank LIBERTY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026CutInsurance covers now need a card transaction within 30 days before the claim event (was 90 days)Revision of Axis Bank LIBERTY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026Lounge ruleLounge access needs ₹10,000 of spends over the previous 3 calendar monthsRevision of Axis Bank LIBERTY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026CutEDGE REWARD points and the 1,000-point activation offer discontinued on Priority debit cardsRevision of Axis Bank PRIORITY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026CutInsurance covers now need a card transaction within 30 days before the claim event (was 90 days)Revision of Axis Bank PRIORITY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026Lounge ruleLounge access needs ₹10,000 of spends over the previous 3 calendar monthsRevision of Axis Bank PRIORITY Debit Card Terms and Conditions (effective 1 Sep 2026)PDF (opens in a new tab)
- 1 Sep 2026FeeJoining fee of ₹424 with no waiver; a ₹170 fee applies if the card is cancelled within 90 days of issueKey Fact Statement – Dream Different Credit Card (KFSDD04062026)PDF (opens in a new tab)
- 1 Sep 2026ImprovedCashback programme starts from billing cycles beginning in September 2026811 Dream Different Credit Card T&C (Cashback Program) (opens in a new tab)
August 2026
- 28 Aug 2026FeeFee on international payments in rupees raised from 1.5% to 3.5%; late fee for dues above ₹50,000 set at ₹1,300Revision of MYZONE Credit Card Terms and Conditions (effective 28 Aug 2026 and 1 Nov 2026)PDF (opens in a new tab)
- 11 Aug 2026ImprovedNo fee to create a Family PoolAir India Maharaja Club terms and conditions (opens in a new tab)