For Indian credit & debit card holders

Get more from the cards you already hold.

Reward rates, fees and lounge rules for Indian cards. Every figure links to the bank’s own document, with the date we checked it.

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Credit cardsRewards, fees and waivers Debit cardsLounges, cashback and limits Airport loungesCards and lounge lists Airline milesExpiry and programme rules Hotel pointsExpiry, rules and status Rule changesCuts, fees and new cards

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Add the cards you hold. See their fees side by side, the lounge access each one publishes, and what changed since your last visit. Saved in this browser only, with no login.

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Latest changes

Reward cuts, fee changes, lounge rules and new cards, each dated and linked to its source.

All changes

Taking effect soon

1 Dec 2026SBI Card Fee

SBI Card credit cards: 1% fee on transportation transactions above ₹30,000, and 1% fee on all fuel spends in a billing cycle when they total more than ₹50,000

SourcePDF (opens in a new tab)

1 Nov 2026Axis Bank MY Zone Credit Card Cut

The buy-one-get-one District movie offer needs ₹25,000 of spends in the previous 3 months (waived for the month of issue and the next 3 months on a new card)

SourcePDF (opens in a new tab)

1 Oct 2026Axis Bank Burgundy Debit Card Lounge rule

UPI payments, wallet reloads, credit card bill payments and cash withdrawals stop counting towards the lounge spend condition

SourcePDF (opens in a new tab)

1 Oct 2026Axis Bank Liberty Debit Card Lounge rule

UPI payments, wallet reloads, credit card bill payments and cash withdrawals stop counting towards the lounge spend condition

SourcePDF (opens in a new tab)

1 Oct 2026Axis Bank Priority Debit Card Lounge rule

UPI payments, wallet reloads, credit card bill payments and cash withdrawals stop counting towards the lounge spend condition

SourcePDF (opens in a new tab)

30 Sep 2026Swiggy HDFC Bank Credit Card Discontinued

HDFC Bank says this card is being phased out. Cards are moved in phases, with at least 30 days' notice, to the lifetime-free Swiggy Ornge HDFC Bank Credit Card unless the holder picks another variant

SourcePDF (opens in a new tab)

Cards on this site

Featured cards come first and are marked Featured. Then every other card, by bank.

All 49 cards

Guides

How the rules work, in plain words. Figures in guides update with the cards they come from.

All guides

How airport lounge access works on Indian cardsFree lounge visits on Indian credit and debit cards now usually depend on how much you spent earlier. Here is how the rules work and what to check before you fly.3 min read Cashback credit cards: how the percentages and caps really workA 5% cashback card can pay much less than 5% once monthly caps and excluded spends are counted. How to read the caps on popular Indian cashback cards.2 min read Credit card fees on rent, wallet, utility and education paymentsPaying rent, school fees or loading a wallet with a credit card often costs a fee and earns nothing. Here is how the charges work, using HDFC Bank's published rules.3 min read

Every figure has a source and a date.

We don’t copy numbers from other websites. Each rate, fee and lounge rule links to the bank’s own document, shows when we last checked it, and keeps its earlier values so you can see what changed.

Annual fee on HDFC Bank Millennia:

Tap any underlined figure on the site to see its source, check date and history.